Spending Tips You Should Remember to Save Money this Holiday Season
The holiday season is a wonderful time of the year where we can spend time with our family while we eat our favorite food, share stories, and just have fun. But with the coming of the holidays comes the advent of the season of giving. Sure, it’s fun receiving gifts,...read more
What Happens When You File for Bankruptcy?
Filing for bankruptcy is one of the hardest financial decisions you can make, especially when you are unsure of the potential impact it can make on your credit score. It has many potential implications in your ability to get a job, where you can live, or even your...read more
Have You Defaulted on Your Mortgage? Here’s What to Expect
Getting a mortgage requires a big commitment. It is a big responsibility that you need to take care of for many years. But at some point in long-term commitments, there will come a time when you experience hardships and can no longer fulfill your responsibilities. It...read more
What Credit Score Do You Need to Buy a House?
One of the biggest criteria that lenders in the mortgage application process consider is the credit score. It’s like your entire financial career summarized into three tiny digits. But don’t let those three digits fool you. They can look harmless enough, but they can...read more
Rutgers University Football Players Charged with Credit Card Fraud
Eight players from the Rutgers University Football team have been charged for their involvement in a credit card fraud scheme that amounted to about $11,000 according to an announcement made by the Middlesex County Prosecutor’s Office on Wednesday evening. The report...read more
Times You Shouldn’t Use Your Credit Cards
The amount of convenience that credit cards bring is certainly undeniable. You get to use it in times of emergencies, you can buy airline tickets online, you can shop online and pay for them using your credit card, the list goes on. As convenient as credit cards may...read more
Mobile Credit Card Readers Have Serious Security Flaws
Portable credit card readers are undeniably convenient. All manner of shops, such as famer’s markets, food trucks, or even small market stalls, can use these mobile point-of-sale systems for easy payments using credit cards. But as it turns out, they have serious...read more
Credit Card Company Free Credit Scores: Are They Safe?
There are many credit card companies that offer FICO credit scores to their cardholders for free. They provide customers with a chance to view their credit scores every month. However, these may look too shady since most of these since most of them take you to third...read more
Living on a Shoestring Budget While Paying Off Debt
Getting out of debt is no easy task. It would really just be easy if we didn’t need to live and the entire paycheck just goes to paying off the debt. But that’s just way too impossible. Aside from paying off debt, you will also need to buy groceries, pay for...read more
Major Credit Card Issuers Eliminate Benefits
The year 2018 has indeed been a year of change, especially for the credit card industry. Since the start of the year, we have seen three major credit card issuers pull back, or even eliminate altogether, benefits that were previously extended to their valuable...read more