Blog

Should You Be Worried About Your Credit Card Limit Increase?

You just received your credit card’s billing statement and you were surprised that your credit limit just increased, without you even requesting for one. Is it a pleasant surprise or is this just a ploy to get you to spend more? You don’t have to worry about your...

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Getting out of Debt – Debt Restructuring

If you find yourself suffering from outstanding credit card debt and have tried other options but failed, then perhaps it is time to consider restructuring your debt in order to eliminate it. But before you do, let’s look at its various advantages and disadvantages...

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Getting Out of Debt: Should Debt Settlement be an Option?

As an alternative to bankruptcy, debt settlement seems like a pretty good choice because you end up paying half or even less than half of what you owe. Sounds great, right? What you might not know is that there are implications for settled debt.   How Debt is Settled...

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Consumer Confidence is Hurting the Stock Market

Consumer confidence, as measured by a business association known as the Conference Board, did rise in December to its highest mark since August 2001. The confidence index, based on a random sampling of roughly 3,000 people, rose to 113.7 from 109.4 in November. The...

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Negative Consumer Habits You Need to Ditch Right Now

According to Experian’s annual study on the state of debt in America, the average American has a credit card balance of $6,375, which is up by nearly 3% from 2017. This is very alarming. One contributing factor to those numbers is the fact that most consumers have...

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Technology is Influencing the Way We Spend, in a Bad Way

We are in a golden age of technology, where technology is driven by innovations, and innovations are introduced to us nearly every day (it’s an over-exaggeration, but you get my point). More and more technologies are introduced to us faster than we can keep up. Among...

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How does the Recent Facebook Information Leak Affect You?

Facebook CEO Mark Zuckerberg was recently put in hot water over a Facebook data scandal in which a third-party app leaked the data of 87 million Facebook profiles to a firm called Cambridge Analytica. In fact, even Zuckerberg himself wasn’t spared from the leak, whose...

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Debt Collectors and Their Threats: Know How to Protect Yourself

If you’ve ever had a run-in with a debt collection agency, chances are you’ve experienced how resilient and scary they can be. Most collection agencies resort to very questionable tactics just to get debtors to pay up. It’s very easy to fall for these scare tactics if...

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