Buying a house is a big decision. It requires a big commitment. And unless you’re a multimillionaire, it’s pretty easy to assume that you won’t be paying cash. That’s why people obtain mortgages to finance their purchase. However, mortgages require down payments,...

Financial wellness is not as easy to achieve as you might think as it entails having healthy spending habits, especially when using your credit cards. Using credit cards is pretty straightforward since you just need to whip it out when you want to pay for stuff and...

There are five factors that go into calculating the credit score. These five factors are your payment history, credit utilization, length of credit history, new credit, and your credit mix or the variety of credit that you use. Plenty of factors also come into those...