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Increase Your Credit Score Now!
Good credit scores can open a lot of doors. It can lead you to getting the best interests for auto, house, and personal loans, influencing the amount you pay for life insurance, getting good deals for real estate, and even being approved for better telecommunications...
read moreIdentity Fraud and Phishing – Here’s What You Need to Know
Identity theft has existed since for a long time. It is not something new. But it has become more and more prevalent especially with the advent of technology as new ways to steal a person’s personal information have arisen. As of late, identity thieves have become...
read moreWhat is CNP Fraud?
What is Card-Not-Present (CNP) Fraud? The card-not-present fraud is a type of credit card scam wherein an unauthorized user is able to make payments using a credit card without physical presentation of the card to the merchant. CNP is most common in transactions that...
read moreCredit Cards for those with Miserly Credit Scores
If you have bad credit, chances are the amount of credit cards available to you is slim. Few banks offer credit to those with bad credit scores due to the fact that they carry a huge financial risk. They do not want to risk giving credit that they might not get paid...
read moreUnderstanding EMV Chips and How It Helped Reduce Fraud
Throughout the years, more and more cases of credit card fraud have been reported. Credit card fraud accounts for 40% of all cases of financial fraud worldwide. In America, 10% of all Americans have fallen victim to credit card fraud. One of the main reasons is due to...
read moreMillenials are Too Afraid of Debt and May Soon Ditch Credit Cards
According to a survey published by Bankrate.com, only one out of three millenials carries a plastic. More than half of those that do carry a plastic use a debit card rather than a credit card. This could mean two things: either millenials are always in debt that they...
read moreFree Samples are Never Really Free: Subscription Traps and Unwanted Subscriptions
More and more people have succumbed to invitations of free trials and have been bamboozled into paying more for a subscription they never even wanted in the first place. Free trials of products or services are introduced to consumers hoping to try out the said product...
read moreWill the US Government Shutdown Affect Your Finances?
In 2013, the US Government shut down for 16 days when the US Congress was unable to pass a budget for the next fiscal year. This started with the “Patient Protection and Affordable Care Act”, otherwise known as Obamacare, when the Republican lawmakers began pushing to...
read moreWhat is a FICO Score?
A FICO score is a credit score that is used by major credit bureaus to measure the credit standing of an individual. It is one of the most widely-used credit scoring systems in the world. FICO stands “Fair, Isaac, and Company”, which was named after the company that...
read moreThe Future of Credit Cards
Imagine a car in space. On February 21, 2018, people gathered to witness Elon Musk’s SpaceX as they launched a new megarocket with a Tesla car on board. This is said to be the most powerful rocket that blasted off in history. Amazing, isn’t it? Falcon Heavy, which was...
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